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Last updated on March 4th, 2024

Is World Nomads travel insurance legit? Are you thinking of getting it? We’ll explore that.

The thought of traveling to explore the world and create memories is exciting.

However, unforeseen circumstances can happen during travel, so most travelers prefer to purchase travel insurance before leaving home. There are many travel insurance providers in the market; one of the popular ones is World Nomads Travel Insurance.

If you are planning a trip and wondering if World Nomads is worth it, this blog post is for you. We will discuss the types of coverage available and the pros and cons of using World Nomads Travel Insurance.

We will also look at reviews from other travelers who have used the service, and finally, we will answer the question of whether or not World Nomads is legit.

Related: SafetyWing Review

1. What is World Nomads Travel Insurance?

World Nomads is a travel insurance provider that specializes in covering travelers worldwide. The company was established in 2002 and has since grown to become one of the most prominent travel insurance providers globally.

They offer a wide range of coverage that caters to the needs of travel enthusiasts. These coverage options include medical expenses, trip cancellation, emergency evacuation, and baggage coverage.

2. What Types of Coverage Are Available with World Nomads?

Once you visit the official World Nomads website, you will notice that they offer two types of plans: the Standard Plan and the Explorer Plan.

The Standard Plan is perfect for travelers who want to enjoy their trip without going on extreme adventure activities. Note that everyday adventure activities, such as scuba diving, trekking, and surfing, are covered in the Standard Plan.

On the other hand, the Explorer Plan is ideal for those who plan to indulge in activities such as bull riding, cave diving, ice climbing, and other high-risk activities. 

Both options offer a range of benefits and limits that cater to different needs and budgets. Most travelers will only need the Standard Plan.

You can see a difference between the standard and explorer-covered activities here.

World Nomads difference in Standard and Explorer Plans

3. Pros and Cons of Using World Nomads Travel Insurance


  • World Nomads offers 24/7 emergency assistance.
  • Their policies are comprehensive and cover a wide range of things.
  • They offer coverage for adventure sports, essential for travelers who like to partake in extreme activities.
  • They offer flexible policies that can be customized to suit individual needs.
  • Their policy language is easy to understand, making it easy for customers to know what they are getting.


  • Some customers have complained about the company being slow to pay claims.

4. Is World Nomads Travel Insurance the Right Choice for Your Next Trip?

The answer to this question depends on your travel needs and the activities you plan to engage in. World Nomads is an excellent choice if you are looking for comprehensive coverage.

Additionally, their plans are affordable and cater to different budgets. 

However, if you have an employer-sponsored medical plan or a premium credit card, they may include travel insurance for short trips.

5. Reviews from Travelers Who Have Used World Nomads Travel Insurance in the Past

Feedback from past customers is mixed. In addition, they don’t have a high score on TrustPilot. They only have a 3.6/5.0 rating.

Below are two of the latest reviews at the time of writing this post for World Nomads on TrustPilot.

Is World Nomads legit? Positive review on TrustPilot
World Nomads negative review on TrustPilot

Personally, I’ve had two claims paid out. The second claim took a little less than two months to get paid out, which was a bit annoying. The processing time of claims depends on your residence country and who the underwriter is.

With the pandemic and many industries short on employees, the insurance industry seems no different. So, just expect a bit of a wait for a World Nomads claim to be processed.

6. Is World Nomads Travel Insurance Legit?

Yes, World Nomads Travel Insurance is a legit company that has been in the market for over 20 years, providing a reliable and comprehensive travel insurance coverage option to travelers worldwide. They are underwritten by different insurance companies, including Nationwide Insurance in the USA, Zurich Insurance Group in Australia, and Lloyd’s in the UK.

7. World Nomads Alternative: SafetyWing

SafetyWing Nomad Insurance has become a popular option for digital nomads and travelers due to its competitive rates and comprehensive coverage.

The insurance offers medical coverage for injury or illness, emergency medical evacuation, and even trip interruption coverage.

What sets SafetyWing apart is its ability to offer coverage for a more extended period than traditional travel insurance.

It’s an excellent choice for those on extended trips or frequently traveling for work. The website is easy to navigate, and the application process is straightforward.

Overall, SafetyWing Nomad Insurance is an excellent choice for travelers seeking reliable and affordable insurance coverage.


Is World Nomads legit? Overall, World Nomads is a reputable travel insurance provider offering worldwide coverage for travelers. The company is known for its excellent customer service, affordable policy prices, and comprehensive coverage options.

However, before purchasing any insurance policy, it’s essential to read the fine print and understand the coverage limits and eligibility requirements. Always ensure you get the right policy that meets your needs and budget.


Frequently Asked Questions

Where is World Nomads based?

World Nomads is based in Sydney, Australia. Founded in 2002, World Nomads is a global travel, lifestyle, and insurance brand that helps travelers confidently explore their boundaries. World Nomads provides travel insurance for people from over 150 countries and covers activities like skiing, snowboarding, scuba diving, and more.

With a mission to help travelers harness their curiosity and be brave enough to explore the world around them, World Nomads has become a trusted source of travel advice and protection for millions of people around the globe.

How long does it take World Nomads to process a claim?

When making a claim with World Nomads, you should receive a decision within 20 business days once all required information is received. However, one of my claims took almost two months.
Additionally, World Nomads offers online claim processing, which makes it even more convenient for nomads who are always on the go.

Who Owns World Nomads Insurance?

World Nomads is a global travel, lifestyle, and insurance brand owned by the world-renowned insurer nib Travel Insurance. Founded in 2002 by Simon Monk, World Nomads provides comprehensive travel insurance for travelers of all ages and nationalities. nib bought World Nomads in 2015.

Vincent Croos
About the Author: Vincent Croos

Hola Parceros,

I’m the founder of Aperlust. I enjoy web development and SEO and am into snowboarding and linguistics. In my spare time, you can find me destroying my opponents in chess across the globe.

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