Last updated on March 12th, 2024
The pandemic has undeniably changed how we travel. There are currently over 20 million active COVID-19 cases globally, highlighting the importance of having the best travel insurance for COVID.
No matter where your wanderlust takes you, having robust travel insurance is no longer a choice — it’s a necessity.
Travel insurance acts as your safety net when the unexpected happens. From lost luggage to flight cancellations, it provides financial protection against unforeseen hiccups that could disrupt your adventures.
But in this new era of travel, its role has expanded even further.
COVID-19 coverage within travel insurance has emerged as a crucial aspect for travelers. It offers a layer of protection that can make all the difference if you or your travel companion contracts the virus. Such coverage may include:
- Emergency medical care.
- Trip cancellations due to health reasons.
- Even accommodation costs for extended stays due to quarantine mandates.
At a Glance:
- Best COVID travel insurance for budget travelers, backpackers, families, skiers and families: World Nomads
- Best COVID travel insurance for digital nomads, single parents, and short trips: SafetyWing
- Best international COVID travel insurance: VisitorsCoverage
- Best COVID travel insurance for US citizens: Travelex
- Best comparison COVID travel insurance wesbite: InsureMyTrip
Moreover, many insurance providers have adapted to the evolving travel landscape by adding permanent pandemic coverage to their policies.
This means that even as we navigate the complexities of post-pandemic travel, you can find insurance policies that cater to these specific challenges.
In these uncertain times, having the best COVID travel insurance coverage allows you to explore new destinations with peace of mind.
It reassures you that you’re covered if you face any health-related setbacks. So, as we continue to traverse the globe post-pandemic, let’s look at which travel insurance is best for COVID.
Best Travel Insurance for COVID
Whether you’re going on a cruise, an epic ski or snowboard adventure, or backpacking through Southeast Asia, these travel insurance companies will cover your medical expenses and trip issues if you contract COVID.
These policies are suitable for citizens from all over the world, including Canada, the US, the UK, and Australia.
1. World Nomads
Among the many options available, World Nomads is a popular choice for backpackers, skiers, and families alike. We’ll look closely at World Nomads as a travel insurance provider and why it may be the best choice for your COVID-era travels.
Best Budget COVID Travel Insurance
If you’re trying to save money on your travels, World Nomads may be your best budget travel insurance. Despite its affordability, it still offers comprehensive coverage, including emergency accident and sickness medical expenses related to COVID-19.
This coverage is essential in the unpredictable times we’re living in. It offers peace of mind that you’ll be cared for if you’re infected with COVID-19 while traveling.
Trip Protection Coverage
In addition to COVID-19 coverage, World Nomads includes trip cancellation, interruption, and delay coverage. This is important if your trip gets canceled due to COVID-19-related issues, such as travel restrictions or quarantine requirements.
This coverage can allow you to change your travel plans if necessary without incurring additional costs. Moreover, it protects against unexpected events, such as natural disasters or illnesses.
Great for Backpackers Visiting Southeast Asia, South America, and Europe
World Nomads is an excellent choice for backpackers visiting Southeast Asia, South America, and Europe. These regions are known for their affordability and attract backpackers and budget travelers who want to experience a new culture without breaking the bank. World Nomads offers coverage at an affordable rate, making it a perfect fit for backpackers.
The policy includes coverage for travel destinations such as Myanmar, Cambodia, Indonesia (Bali), Laos, Malaysia, the Philippines, Singapore, Thailand, and Vietnam.
Coverage Includes Canada, the United States, Australia, and New Zealand
Another great perk of World Nomads is its global coverage, including Canada, the United States, Australia, and New Zealand. This means you can travel to any of these countries knowing you have coverage in case of any emergencies.
It’s an excellent option for anyone planning a trip to multiple destinations or those who want to explore a new country without worrying about healthcare expenses.
Excellent COVID Coverage for Skiers and Snowboarders
World Nomads has excellent coverage options for skiers and snowboarders, including winter sports and adventure activities. Adventure sports coverage is included in the standard policy, and some Explorer Plans even cover up to $3000 for damaged or stolen ski and snowboard equipment.
This makes it an excellent choice for anyone planning a ski or snowboarding trip during COVID-19.
World Nomads is an excellent option for anyone seeking coverage during COVID-era travel. It’s affordable, offers comprehensive coverage for COVID-related illnesses and trip cancellations, and has options that cater to backpackers, skiers, and families.
World Nomads also has 24-hour Generali Global Assistance, making it a great insurance choice for solo travelers, digital nomads, families, and anyone needing coverage.
The key takeaway is that if you’re looking for comprehensive travel insurance that will give you the peace of mind you need to travel during COVID-19, World Nomads is an excellent choice.
2. SafetyWing
The global pandemic has impacted our lives in more ways than one. Once considered a leisurely activity, travel has become a complex ordeal.
The fear of exposure to COVID-19, the frequent changes in travel restrictions, and the mounting financial risks of trip cancellation or interruption have made travelers more cautious than ever.
However, you can travel with peace of mind with the right travel insurance plan. We will introduce you to SafetyWing — one of the best travel insurance plans for COVID.
Affordable Coverage for All
At just $45 per 4 weeks or $83, including the US, SafetyWing provides affordable coverage for all types of travelers.
Whether you are a digital nomad, remote worker, single parent, or someone going on a short trip, SafetyWing has got you covered.
Maximum Coverage
One of the biggest worries for travelers during the COVID-19 pandemic has been the risk of falling ill in a foreign country. With SafetyWing, you can put these worries to rest. SafetyWing provides up to $250,000 in medical coverage with a $250 deductible.
Comprehensive Coverage for Emergencies
SafetyWing doesn’t just offer medical coverage but also a range of other benefits that come in handy during emergencies – such as coverage for travel delays, lost checked luggage, emergency response, natural disasters, and personal liability.
Free Coverage for Children
If you are traveling with children, you don’t have to worry about additional costs. SafetyWing offers coverage for two children under 10 per policy (1 per adult) free of charge.
Digital Nomads
If you are a digital nomad, you can benefit from SafetyWing’s comprehensive coverage that starts at $123/month. Digital nomads are covered in 175+ countries with a USD 1,500,000 annual maximum.
Additionally, for every three months abroad, you’re covered for brief visits back home for up to 30 days (15 days for US residents).
Traveling during the COVID-19 pandemic may seem risky, but with the right travel insurance plan, you can travel with peace of mind. SafetyWing provides comprehensive coverage at affordable rates, making it an ideal choice for travelers of all kinds.
From medical coverage to emergency response, SafetyWing has got you covered. So, whether you are a digital nomad or a family traveling with kids, consider SafetyWing as your go-to travel insurance plan for COVID-19 and beyond.
3. VisitorsCoverage
VisitorsCoverage is a travel insurance search engine that offers COVID-19 coverage. This significant step provides peace of mind and mitigates financial risks, especially when traveling during a global health crisis.
We’ll delve into why VisitorsCoverage is one of the best travel insurance brokers for COVID-19.
Comprehensive COVID-19 Coverage
VisitorsCoverage offers comprehensive coverage for COVID-19. It covers emergency medical expenses, COVID-19 testing expenses, and hospitalization up to policy limits if the traveler is diagnosed with COVID-19 while traveling.
VisitorsCoverage also covers Trip Cancellation, Trip Interruption, and Emergency Medical Evacuation amid COVID-19 travel restrictions. With affordable policies starting at only $10, your travel plans can remain protected during these challenging times.
User-Friendly Travel Insurance Search Engine
The VisitorsCoverage website is remarkably user-friendly, even for first-time users. It offers fast and easy customization options to obtain a travel insurance policy that fits travelers’ needs.
They can define the level of coverage required, travel dates, age, and home country, and VisitorsCoverage provides a wide range of travel insurance options that they can choose from that cater to their needs and budget.
24/7 Customer Service
VisitorsCoverage is known for its exceptional customer service team. They provide 24/7 customer service support, which means that travelers’ questions or concerns are always addressed promptly — a critical factor when traveling during a global pandemic.
VisitorsCoverage customer service reps are well-versed in answering COVID-19 policy-related questions and assisting with claims when necessary.
Competitive Pricing
There’s no doubt that travel insurance is a critical aspect of any trip you plan, but it should not make a significant dent in your travel budget. VisitorsCoverage offers travelers a competitive pricing structure for all its policies.
The search engine lets travelers compare travel insurance policy prices and choose one that suits their financial plan.
Additionally, VisitorsCoverage provides a price match guarantee, which ensures they meet the prices offered by other travel insurance providers.
When planning to travel during these challenging times, choosing the right travel insurance broker that offers COVID-19 coverage is essential. VisitorsCoverage provides comprehensive coverage, user-friendly policies, and pricing options.
Additionally, the 24/7 customer service team will promptly address all travelers’ concerns. VisitorsCoverage’s support allows travelers to enjoy their trip knowing they are well covered.
Travelers should trust VisitorsCoverage, the best travel insurance broker for COVID-19.
4. Travelex
Travelex: one of the best travel insurance for COVID.
Emergency Medical and Evacuation
One of the significant benefits of Travelex travel insurance is Emergency Medical and Evacuation.
With the outbreak of COVID-19, it is vital to have medical coverage while traveling, and Travelex ensures that they provide this protection.
They provide medical and evacuation coverage up to $50,000 in case of a medical emergency. This coverage is vital in ensuring you get the care you need, even in a different country.
Trip Cancelation and Interruption
Another feature of Travelex insurance is Trip Cancelation and Interruption.
With the outbreak of COVID-19, many airlines and hotels have changed their policies and are offering refunds or credit for future travel. However, this does not cover all expenses, such as fees or deposits.
Travelex ensures that they provide trip interruption coverage up to 150% of the cost of your trip and cover other expenses such as forfeited deposits and airfare change fees. With such protection, you can rest assured that your finances are secured in case of any cancellations.
95.9% of Claims Paid
Travelex has received high ratings from customers and industry experts alike. They have a 95.9% claims paid record. Most people dread trying to file a claim with their insurance company.
With Travelex, you can know that your claim will be handled efficiently and without any undue delays. Such attention to detail is essential when traveling; with Travelex, you can handle your funds being caught in red tape.
24/7 Assistance
Lastly, with the outbreak of COVID-19, many people have experienced anxiety and stress about their travel plans. This is where Travelex’s 24/7 Assistance comes in.
In case of any emergencies or if you need any travel-related questions answered, Travelex’s 24/7 Assistance is available to provide you with any information. With this feature, you do not have to worry about traveling alone. Travelex is committed to supporting you throughout your travels.
Travelex is one of the best travel insurance plans for COVID. With their Emergency Medical and Evacuation feature, Trip Cancelation and Interruption protection, high claim approval rate, and 24/7 assistance, you can travel with peace of mind despite the uncertainty of our current times.
5. InsureMyTrip
We’ll discuss InsureMyTrip and why it could be your best travel insurance amid the pandemic. This is geared toward US citizens; however, Canadians can visit here.
Comparing Multiple Insurance Plans
InsureMyTrip offers a platform where US residents can compare travel insurance plans with COVID-19 medical coverage. The site will present numerous options from different insurance providers and allow you to filter the plans based on your preferences. This makes it easy for you to find what you need.
Cancellation Policy
InsureMyTrip is transparent when it comes to its cancellation policy. If you’re dissatisfied with your policy within the review period, you can cancel it and get a full refund, given that the insurance company allows cancellations. The review period varies per plan, but usually, you can change your mind within 10-14 days after your initial purchase.
Best Price Guarantee
Who doesn’t love a good deal? That’s where the Best Price Guarantee comes in. InsureMyTrip guarantees that every plan they offer is at state-regulated prices. This means that you won’t find the same plan for less. You can trust that you’re getting what you paid for and more.
Insurance Providers
The range of insurance providers available on InsureMyTrip is impressive. You have well-known companies such as Nationwide, AXA, and John Hancock. Each provider will have its plans with different coverage and benefits, so it’s up to you to choose what suits your needs the most.
Assistance for Cruises
Cruises have been heavily affected by the pandemic. However, there’s no need to worry if you still consider going on one.
InsureMyTrip offers insurance plans with COVID-19 medical coverage that can apply to cruises. You can enjoy your trip while knowing that you’re covered.
Traveling during the pandemic may seem daunting, but with the right travel insurance, it doesn’t have to be.
InsureMyTrip offers an easy-to-use platform that compares multiple plans with COVID-19 medical coverage, cancellation policy, Best Price Guarantee, and insurance providers such as Nationwide, AXA, and John Hancock.
Plus, it doesn’t discriminate regarding the type of trip you’re taking. Whether you’re going on a cruise or flying out for work, you have an insurance plan.
Verdict
Amidst the uncertainty of adventure and the added risks brought about by the global pandemic, World Nomads stands out as a reliable guardian. Offering comprehensive COVID-19 emergency medical coverage, this provider ensures that travelers can embark on their journeys with confidence and peace of mind.
Even cruise enthusiasts, skiers, and snowboarders find their needs catered to, with specialized coverage for them and their equipment.
World Nomads’ commitment to providing robust insurance solutions in these challenging times makes them the preferred choice for savvy travelers worldwide.
Liya Kravchenkin is an experienced portrait photographer. She has worked with clients worldwide and has even traveled to more than 50 countries. Liya loves photography because it allows her to capture a moment that can never be repeated. Liya also enjoys traveling, learning about new cultures, and seeing the world’s unique natural wonders. Her favorite travel memories are from swimming with dolphins in the Galapagos and eating cheesecake in New York City.
