Last updated on November 10th, 2016
The best travel insurance for Canadians I found was World Nomads. I heard about it because it was recommended by the travel blogging community.
The reason I chose Worlds Nomads is because it has a comprehensive package for a decent price. World Nomads Travel Insurance for Canadians covers emergency medical, trip interruption, trip cancellation, luggage & personal effects, and more.
I paid 441 CAD (including tax) for six months of travel insurance. I was only able to buy a maximum of six months. I spoke with a World Nomads rep and he informed me I can extend the coverage for an additional six months online. Update: I extended the policy online for an additional 5 months.
Before you buy travel insurance, make sure to check if your credit card or employer-sponsored health insurance covers at least travel emergency medical, if applicable. Sometimes, you can use loyalty points to buy travel insurance. If you have to purchase a plan, then World Nomads is the best travel insurance for Canadians.
As a Canadian, you will need to know that World Nomads does not cover Cuba. They also ask if you are covered under a provincial health plan; in my case it would be Ontario Health Insurance Plan. Similar to many policies, pre-existing conditions are not covered under travel emergency medical insurance.
After a certain amount of time outside Canada, provincial and territorial health plans 1. Require you to take a medical assessment upon return to Canada, 2. Or cease. You may be eligible for an extension on the length of time you can be outside of Canada.
See The Below Links for Temporarily Leaving Canada
Alberta
British Columbia
Manitoba
New Brunswick
Newfoundland and Labrador
Northwest Territories
Nova Scotia
Nunavut
Ontario
Prince Edward Island
Quebec
Saskatchewan
Yukon
Things to Look For in Travel Insurance for Canadians
– Emergency Medical Insurance coverage
– Excluded Countries
– Excluded Activities or Sports such as bungee jumping or paragliding
– Trip Cancellation coverage
– Trip Interruption coverage
– Burglary and theft coverage
Other Reputable Companies Offering Travel Insurance for Canadians
Manulife CoverMe
RSA Insurance
If I ever need to make a claim through World Nomads, I will update this post.
In order to fund my travels, I earn a small commission on World Nomads sales through my links. I wouldn’t recommend this product if I didn’t use it myself or their service was unacceptable.
Hola Parceros,
I’m the founder of Aperlust. I enjoy web development and SEO and am into snowboarding and linguistics. In my spare time, you can find me destroying my opponents in chess across the globe.
